ANA.FI
/
PRODUCT
The payments you already make, on rules you sign.
Rent, loans, utilities, subscriptions — or a move you just want repeated. Each becomes one signed rule: a destination you listed, an amount you capped, a frequency you set.
STANDING ORDERS
ANAFI
initiates a transfer, within the described and signed rule
USER WALLET
stablecoins leave the wallet
LICENSED PARTNER
converts and pays out
BILLER
bank transfer + reference · integrates nothing
PULL PAYMENTS
BILLER
pre-notification before every pull
ANAFI
signs a top-up, in time
USER WALLET
funds the virtual account
LICENSED PARTNER
the biller charges the account
01
USE CASES
What a rule is usually for.
Anafi is built to cover all of your recurring bills and payments, directly from your stablecoin wallet.
Lender
450
Bank
300
Utility
120
Telecom
50
Subscription
40
Landlord
1,850
Allowance & remittance
1,000
DCA & rebalance
400
Routing address
200
Charity
150
Savings sweep
the rest
BILLS YOU OWE
· on a date
MOVES YOU CHOOSE
· on a trigger
INCOMING
5,000
USD
Salary, every month
ONE SIGNED RULE
ILLUSTRATIVE MONTH
WHO WRITES THEM
For neobanks and wallets
White-label automations for your users: SDK, API and a policy DSL.
For subscriptions and charity
Recurring payments and donations in stablecoins, settled to your bank.
02
RAILS & STATUS
Live now, and what's next.
Standing Orders
LIVE
Anafi executes on-chain actions on your behalf, executing the rule you created. Stablecoin leaves your wallet, the licensed party off-ramps and pays out, and the biller gets a bank transfer with a reference.
Pull Payments
COMING SOON
TradFi pull rails: the biller pre-notifies before every pull. Anafi pays for your pull request from your stablecoin wallet.
USED RAILS
USDT
USDC
BUILT ON
Rust
Solidity
* Settlement into bank rails always runs through a licensed banking or EMI partner.
03
ONE RULE, FOUR NOTATIONS
What you tap is what the recipient receives.
You set it in the UI or by YAML-based instructions. The rule compiles into an execution instruction and a key for it. The rule states the conditions, actions, and destinations.
NEW RULE
what you set
PAY TO
L
Landlord
AMOUNT
1,850
USDC
max 1,900
REPEAT
Weekly
Monthly
Yearly
AUTHORIZE
Wallet signature
compiles
rule.yaml
plain YAML
1
payee:
my_landlord
2
amount:
1850
3
cap:
1900
4
window:
1/month
5
revocable:
true
executes
ENGINE CHECKS
what executes
allowlisted payee
cap checked before transfer
1,850 ≤ 1,900
once per window
engine signature required
settles
STATEMENT
where funds land
BENEFICIARY
Mr. John Smith
AMOUNT
1,850.00
SCHEDULE
Monthly
SENT BY
Licensed partner
04
FAQ
Before you sign the first rule.
Can't find what you're looking for?
Ask the team directly.
Ask the team directly.
Talk to us
What is stablecoin direct debit?
Stablecoin Direct Debit lets you pay bills, businesses and people automatically from your own wallet, the way direct debit works in traditional banking. You sign a mandate once, and it executes every time the condition you set is met. No custody involved.
How do standing orders work from a crypto wallet?
A standing order is a recurring payment from your wallet to a bank account, with a payment reference, on a schedule you sign. Anafi executes it; conversion to fiat and the bank payout are handled by licensed partners.
Which payment rails can I use today?
Standing orders are live, with off-ramps to ACH, SEPA and other international rails through licensed partners. Next up is TradFi direct debit, so you can pay any direct debit mandate with stablecoins.
What are pull payments, and when will they be available?
Pull payments let a biller charge you through ACH, SEPA, BACS, BECS and other direct debit schemes, with funds coming from your stablecoin wallet within the limits you signed. We're adding national schemes one at a time.
Can I pay rent, utilities and subscriptions from my stablecoin wallet?
Yes. Set up an off-ramp rule, add the biller's bank details as the destination, and use the payment reference your biller gives you. The biller receives a regular bank transfer.
Which wallets and blockchains are supported?
Any wallet that connects through WalletConnect. Anafi is live on Polygon and X Layer, with more chains coming.
Does the biller have to integrate anything?
No. The biller receives a standard bank payment to its existing account, with your reference. For pull payments, it charges you through the direct debit scheme it already uses.
How is a payment rule created, signed and executed?
You create a rule in the app or via API. The engine checks it inside the TEE and approves its hash. You sign one transaction with your wallet, which records only the hash on-chain. From then on, the engine executes the rule whenever its condition is met.
KEEP READING
NEXT PAGE
Trust & Security
Who holds what, who can act, who can see — and who reviewed the code.
Open page
NEXT PAGE
Auditability & Compliance
How the engine proves it missed nothing, plus the checks before a rule goes live.
Open page
NEXT PAGE
Pricing
Fees rail by rail, and how to ship Anafi inside your own app.
Open page
GET STARTED