Direct Debit
for stablecoins.
Privacy-preserving non-custodial delegations.
Makes your wallet a primary personal finance account.
Makes your wallet a primary personal finance account.
STATUS
Live on mainnet
FEE
0.20% · capped at $10
AUDIT · PENTEST
YOU
0x7a…c91e
AUTOPAY ON
· EVERY MONTH · REVOKE ANYTIME
BANK ACCOUNT
1,850 USD
MOM
1,000 USD
BILLS
120 USD
PHONE
50 USD
CHARITY
150 USD
SAVINGS
THE REST
01
15
01
PRODUCTS
Recurring payments, on your rules.
LIVE
Self-Managed Recurring Payments
YOUR WALLET
RENT
$1,850
MONTHLY
ALLOWANCE
$50
WEEKLY
SUBSCRIPTIONS & CHARITY
$125
MONTHLY
DCA & SAVINGS
WHAT'S LEFT
MONTHLY
Pays on a date, or the moment money arrives.
You set the destinations, amounts, and triggers.
Change it or stop it whenever you want.
COMING SOON
TradFi-style Pull Payments
YOUR WALLET
UTILITY
US · ACH
UP TO
$200
MONTHLY
PHONE
EU · SEPA
UP TO
$60
MONTHLY
LOAN
UK · BACS
UP TO
$450
MONTHLY
SUBSCRIPTIONS
US · ACH
UP TO
$40
MONTHLY
Each one pulls through a licensed partner, on its local scheme.
You get a heads-up before every payment.
Cancel instantly, from your wallet.
Build, modify, execute and revoke. Instantly.
NEW RULE
01/04
WHEN
USDC in ≥ 1,000 · monthly
PAY
mortgage_co
1,850
max 1,900
PAY
utility_co
120
max 200
Sign once
STEP 1
BUILD
Pick a trigger, payees and caps in the dApp. Sign once.
version: 1
rules:
salary_route:
trigger: { inbound_asset: USDC, min: 1000 }
mandate: { window: 1/month }
actions:
- push: mortgage_co
amount: 1850, cap: 1900
- push: utility_co
amount: 120, cap: 200
STEP 2
COMPILE
Your rule compiles to a readable policy, encrypted before it leaves your device.
SEALED RULE · salary_route
mortgage_co
1,850 ≤ 1,900
utility_co
120 ≤ 200
CAPS ENFORCED BEFORE THE FUNDS MOVE
STEP 3
EXECUTE
The engine checks every cap before any funds move.
LICENSED PARTNER
SEPA · ACH
mortgage_co
1,850
PAID
utility_co
120
PAID
ON-CHAIN OR TO A BANK ACCOUNT
STEP 4
SETTLE
Funds settle on-chain, or to a bank account through a licensed partner.
MORE ON USE CASES & RAILS
Product
Open page
02
USE CASES & PRICING
How to use Anafi.
FOR EVERYDAY USE
For Users
Build your own automations from the dApp, in a few minutes.
Connect any wallet that supports EVM or Solana.
Use cross-chain settlement, investment instruments and tokens.
Set up payments with references to pay bills automatically.
Pay out to a bank account through partners.
Manage everything from the dApp; revoke in one step.
WHAT IT COSTS YOU
0.20%
PER TRANSACTION
HARD CAP OF $10
You send $1,000
$2.00
You send $5,000
$10.00
You send $50,000
CAPPED
$10.00
* Gas, the off-ramp provider and the bank may charge their own fees on top of the Anafi fee; gas might be subsidized. The average total cost is 0.6%.
OR BUILD ANAFI INTO YOUR OWN PRODUCT
For Neobanks and Wallets
Ship white-label non-custodial automations for your users in days, frictionless.
SDK + API + human-readable policy DSL.
Compatible with Swig, Squads; Safe, EIP-7702 / 7579 / 7710; or any other stack.
Use your or our rails for off-ramp and virtual accounts.
Run the API to access the engine, or a part of the infrastructure, or the whole system.
Flexible revenue sharing.
Subscriptions and Charity
Offer your users the option to pay or donate to you recurringly with stablecoins.
Install the payment widget or use our SDK to build yours for your website.
Receive funds in your bank account or via your blockchain address.
Direct & near-instant settlement on your balance.
Enforce your compliance, privacy requirements, and AML.
MORE ON HOW TO USE THE TECH
Pricing
Open page
03
PRIVACY & SECURITY
Your rules are yours. Your funds are yours.
ENCRYPTED ON-DEVICE
Rules are encrypted before they leave your device and decrypted only inside an encrypted environment.
Anafi's execution process only handles ciphertext: it can delay a payment, but never read, redirect, or create one.
Anafi's execution process only handles ciphertext: it can delay a payment, but never read, redirect, or create one.
FUNDS STAY IN YOUR WALLET
The funds are staying in your wallet until the chosen execution condition is met. No lock, no limitations.
PRECISE SCOPED DELEGATION
Allow only certain actions described in human-readable YAML instructions: expiry, number of fires, triggers, currency, destinations, and more.
NON-OMISSION AND PREDICTED BEHAVIOR
The institutional-grade, fully auditable engine execution model: you always know what happens if anything goes wrong.
MINIMAL ON-CHAIN POLICY FOOTPRINT
Only a hiding commitment of your rule and the engine's registered key and code fingerprint. The execution remains visible on-chain and to off-ramp partners.
VERIFY IT YOURSELF
A public tool checks the engine's attestation against Intel's certificate chain and the on-chain registry. No help from us needed.
SECURITY · AUDITS
Security Partners & Measures
Anafi's security is our top priority, and we have committed to delivering a secure private solution for users. Since early prototypes, we collaborate with the leading security companies in Fintech, DeFi, AI, and Novel Cryptography security to ensure the security posture.
SECURITY AUDIT & PENTEST
SECURITY AUDITOR
INFOSEC PARTNER · PENTEST
SECURITY CONTRIBUTORS
Pashov Audit Group
MORE ON PRIVACY & AUDITS
Trust & Security
Who holds what, who can act, who can see — and who reviewed the code.
Open page
04
TRUST BOUNDARY · WHO HOLDS, WHO CAN ACT, WHO CAN SEE
Nobody can move your money but you.
Moving money needs the wallet key that controls it.
Only you control it, and no one else.
Only you control it, and no one else.
YOU
CONTROLS FUNDS
FUNDS
WALLET KEY
ATTESTED ENGINE
CANNOT MOVE FUNDS
SCOPED KEY
RULES
TRIGGERS
ANAFI
CANNOT MOVE FUNDS
SCOPED KEY
AT EXECUTION
PAYOUT DETAILS
AT EXECUTION
OFF-RAMP PROVIDER
CANNOT MOVE FUNDS
KYC DATA
PAYOUT DETAILS
AT EXECUTION
BUILT ON
Rust
Solidity
MORE ON THE TRUST BOUNDARY
Auditability & Compliance
Open page
Is Anafi custodial?
No. Anafi holds no funds, issues no cards and runs no accounts. Your money stays in your wallet, and the limits of every rule are enforced on-chain.
Can it drain my wallet?
No. The engine can only execute what your signed rule allows: listed destinations, capped amounts, set frequency. Anything outside those limits is rejected on-chain.
How do you process transactions?
When you sign a rule, you delegate a key scoped to that rule to the Anafi engine. The engine executes on your behalf when the rule's conditions are met, routing through partners for cross-chain swaps, off-ramps and bill payments. We keep improving our routing to get you the best price.
What does it cost?
Anafi charges 20 bps (0.20%) per transaction, capped at $10. Network gas, off-ramp and banking fees apply only when your payment route uses them, and are passed through at cost.
What if Anafi goes offline?
Nothing moves without an engine signature, so your funds stay where they are. Missed payments execute once, late, when the engine is back. You can revoke at any time.
Do you hold or store any personal data?
No. Anafi has no access to your KYC or banking details; they stay with the licensed partner that verified you. Your rules are encrypted and unreadable to the Anafi team. We keep only your wallet address and execution logs.
Can my transaction be lost?
No. A committed rule can't be skipped or altered. If execution is delayed, your funds stay in your wallet and the payment executes once, as soon as the engine catches up.
What data stays confidential?
Your rules — conditions, limits, destinations — are visible only to you as the signer. Executed transactions are on-chain and public on block explorers, like any other blockchain transfer.
How do I revoke?
One transaction from your wallet at app.ana.fi. It takes effect as soon as it's confirmed.
Is it audited?
Anafi's full stack is under a full-scope security review by Hexens (August–October 2026), plus a penetration test by Hakira. Further audits are scheduled.
Is Anafi open-source?
Not yet. We plan to open-source the engine — rule storage, execution and audit models — in 2027. The engine's attestation is already verifiable on-chain today.
GET STARTED