ANA.FI
/
PRICING
One price,
whatever
the distance.
Anafi charges 20 bps of a transaction, with a hard cap of ten dollars. Partner costs are passed through at what they cost us.
ana
fi
0.20%
OF EVERY PAYMENT
CAPPED AT
$10
PER
TRANSACTION
TRANSACTION
ANY DISTANCE
ANY RAIL
01
THE CAP
The bigger the payment,
the smaller the rate.
The fee stops at ten dollars, so every dollar above $5,000 moves for nothing.
$2.00
$1,000
0.20%
$10.00
$5,000
0.20%
$10.00
$10,000
0.10%
$10.00
$25,000
0.04%
$10.00
$50,000
0.02%
HARD CAP · $10 PER PAYMENT
YOU PAY
fee per payment
EFFECTIVE RATE
fee ÷ payment
Above $5,000 the automation fee stays at $10. Partner settlement is passed through at cost on top, and varies by corridor.
02
PARTNERSHIPS
For neobanks
and wallets.
Ship white-label non-custodial automations for your users in days.
SDK + API + human-readable policy DSL.
Delegations compatible with Swig and Squads on Solana; Safe and EIP-7702 / 7579 / 7710 on EVM.
Flexibility in choosing rails for off-ramp and virtual accounts.
Use our hosted engine, co-host it, or host it yourself.
Flexible revenue sharing.
PARTNER TERMS
Talk to sales
03
SIDE BY SIDE
One payment. Two bills.
One $5,000 cross-border pull, itemized twice from published rate cards. Same payment, same corridor — the only difference is how much of it each provider keeps.
Stripe · card
PUBLISHED RATE CARD
ONE $5,000 CROSS-BORDER PULL, CHARGED ON A CARD
Percentage of the transaction
2.9%
$145.00
Per-payment fee
30¢
$0.30
International surcharge
+1.5%
$75.00
Total transaction cost
$220.30
* Three separate charges, on one payment. Stripe card pricing, published rate card. The recent FX fee deduction announced by Stripe on September 26, 2026 is accounted for.
Anafi
0.20% · CAP $10
THE SAME $5,000 PULL, ON ANAFI
Anafi automation fee
0.20%, at cap
$10.00
Partner settlement
~20–60 bps, at cost
≈$25.00
Cross-chain fee
subsidized
≈$0.00
Gas
subsidized
≈$0.00
Total transaction cost
≈$35.00
Only the first line is ours. Partner cost varies by corridor and is passed through at what it costs us; cross-chain and gas might be subsidized.
THE DIFFERENCE
on a single $5,000 payment
≈ $185 less
04
BUSINESSES & CHARITIES
For businesses and charities.
Take subscriptions, memberships and recurring donations in stablecoins, and receive them in your bank account.
Talk to sales
YOUR PAYERS
Your organization
SUBSCRIBE
Monthly membership
25
USDC / month
max 30
Sign with wallet
Cancel anytime from your wallet
Monthly plans, memberships and recurring donations. Payers set their own cap and can cancel from their wallet.
EVERY
CYCLE
CYCLE
YOUR WALLET
YOUR WALLET
0x3f…a91
+25.00
USDC
received this cycle
CYCLE 03
+25.00
CYCLE 02
+25.00
CYCLE 01
+25.00
Get your wallet funded with stablecoins.
OFF-
RAMP
RAMP
YOUR BANK
BANK STATEMENT
SEPA · ACH
Membership payments
via a licensed partner
CREDITED
KYC / AML CHECKED
Your compliance rules apply to every payer.
Receive funds in your bank account. Enforce your compliance requirements and AML.
05
OTHER RAILS
The same action, on other rails.
≈5× cheaper than GoCardless for cross-border subscriptions (US settlement) · ≈3× (EU).
$100 domestic bill
US · ALL-IN COST IN USD
Anafi · US settlement
$0.40
0.20% + partner ~20 bps
GoCardless · US ACH
$0.55
0.5% + 5¢ (Standard plan)
Stripe · ACH Direct Debit
$0.80
0.8%, capped at $5
Stripe · card
$3.20
2.9% + 30¢
$1,000 cross-border
SUBSCRIPTION · ALL-IN COST IN USD
Anafi · US settlement
$4.00
0.20% (cap $10) + partner ~20 bps
Anafi · EU settlement
$7–8
0.20% (cap $10) + partner ~50–60 bps
GoCardless · international
$20.27–24.27
2%–2.4% + 20p, FX at mid-market, no cap
Stripe · cards
$44.30
2.9% + 30¢ + 1.5% international
$5,000 cross-border
SUBSCRIPTION · ALL-IN COST IN USD
Anafi · US settlement
≈$20
0.20% (cap $10) + partner ~20 bps
Anafi · EU settlement
$35–40
0.20% (cap $10) + partner ~50–60 bps
GoCardless · international
$100.27–120.27
2%–2.4% + 20p, FX at mid-market, no cap
Stripe · cards
$220.30
2.9% + 30¢ + 1.5% international
SOURCES & ASSUMPTIONS
Competitor prices from published rate cards — gocardless.com/pricing, gocardless.com/en-us/pricing, stripe.com/pricing — accessed September 2026. GBP/USD 1.34. GoCardless international pricing includes FX at mid-market and scheme fees; its +0.3% high-value surcharge applies to domestic UK debits only and is not included. Stripe has no cross-border bank-debit pull; its card pricing includes dispute handling. Anafi figures include partner settlement passed through at cost; partner fees vary by corridor and provider. Excludes network fees and optional add-ons.
How much does Anafi cost per payment?
Anafi charges 20 bps (0.20%) per transaction, capped at $10. Depending on the route, the total can also include network gas (often subsidized), off-ramp fees and bank fees.
Why is the fee capped at $10?
To keep large payments between on-chain and off-chain accounts affordable. Above $5,000, you pay a flat $10.
Is there a monthly fee, minimum or setup cost?
No monthly fee, minimum or setup cost.
Which partner fees are passed through at cost?
All of them: off-ramp, banking, bridging and swap fees charged by our partners go through without markup. Anafi earns only its 0.20% fee.
Who pays gas and cross-chain fees?
Gas and cross-chain fees are often subsidized by stablecoin issuers, Anafi and our partners. Where they aren't, they're passed through at cost.
How does Anafi compare with Stripe or GoCardless for cross-border payments?
Stripe and GoCardless are regulated payment providers that process funds on your behalf. Anafi is software: it executes your rules non-custodially and routes through licensed partners. It solves similar problems — recurring and cross-border payments — at lower cost.
Where do the competitor numbers come from?
From their official public pricing pages, as of September 2026. We update them when their pricing changes.
How does pricing work for businesses, charities and integrators?
The same for everyone: 0.20% per transaction, capped at $10, no monthly fees. For high volume or custom integrations, contact us.
KEEP READING
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Product
What people put in a rule, and which rails it settles on.
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Trust & Security
Who holds what, who can act, who can see — and who reviewed the code.
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Auditability & Compliance
How the engine proves it missed nothing, plus the checks before a rule goes live.
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